Apple Card Review 2025: Cashback, Features, and User Insights

The Apple Card offers unique cashback rewards, integration with Apple Pay, and a sleek design. In this Apple Card review 2025, we’ll cover its features and benefits.

Apple Card Review: Cashback Benefits

One of the most attractive aspects of the Apple Card is its cashback program (Daily Cash). Users earn:

• 3% cashback on purchases made directly with Apple and select partners (like Uber, Uber Eats, Walgreens, and Exxon)
• 2% cashback on all transactions via Apple Pay
• 1% cashback on purchases using the physical titanium Apple Card

Unlike many other credit cards, the Apple Card offers daily cashback, meaning you don’t need to wait until the end of the month to enjoy your rewards.

This is a key reason why users consistently rate it highly in surveys.

Apple Card Review: Key Features

Beyond cashback, the Apple Card offers several standout features:

• No fees — no annual fees, no late fees, and no foreign transaction fees
• Seamless integration with Apple Wallet, allowing real-time tracking of spending and payments
• Enhanced security with Face ID or Touch ID authentication
• Minimalist titanium design, with no printed number, CVV, or expiration date on the card itself

Users appreciate how the card fits neatly into the Apple ecosystem, providing a smooth and secure payment experience both online and in-store.

Apple Card Review: Approval Insights

While the Apple Card offers attractive perks, approval isn’t guaranteed for everyone.

Based on market insights, the estimated approval rate is around 60% to 70% for applicants with good credit scores (typically above 660).

Some users with scores in the 600–650 range have reported success, though often with lower credit limits or higher APRs.

Applicants should be aware that Goldman Sachs, the issuing bank, considers factors like credit history, current debts, and income.

While Apple previously offered a “Path to Apple Card” program for rejected applicants, this was discontinued in late 2023.

Why Users Love the Apple Card

According to user feedback, here are the top reasons why the Apple Card earns praise:

• Instant cashback through Daily Cash
• Easy-to-use iPhone Wallet app for expense tracking
• No hidden fees or surprise charges
• Attractive titanium card design

However, some downsides include the low 1% cashback for physical card use and occasional complaints about Goldman Sachs’ customer service.

Final Thoughts on the Apple Card

This Apple Card review 2025 highlights why the card is especially appealing to Apple users who frequently use Apple Pay.

With competitive cashback rates, top-tier security, and daily rewards, it’s a solid choice for those deeply embedded in the Apple ecosystem.

For non-Apple users or those who rely on physical cards, other cashback cards might offer better returns.

For more details or to apply, visit the official Apple page: Apple Card oApple Card reviewn apple.com.

Note: Always check the most current terms and conditions before applying, as offers and requirements may change.

Andre 5 de May de 2025