Bank of America® Customized Cash Rewards – How It Works

Bank of America® Customized Cash Rewards is a credit card that gives customers the flexibility to choose the category in which they want to earn the most cash back.

With 3% cashback in a category of your choice and 2% on purchases in supermarkets and wholesalers (up to $2,500 per quarter on combined purchases in the category of your choice/supermarkets/wholesale stores), plus an unlimited 1% on all other purchases.

Bank of America® Customized Cash Rewards

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This card is ideal for anyone looking to maximize their cash rewards.

How it works

Choose your reward category: Select one of the six categories available each month: Gas and EV Charging Stations, Online Shopping, Dining, Travel, Drugstores and Pharmacies, or Home Improvements and Furniture.
Earn 3% cashback: On qualifying purchases in your chosen category, up to $2,500 per quarter in combined purchases in the category of your choice/supermarkets/wholesale.
Earn 2% cashback: On purchases at supermarkets and wholesalers (up to $2,500 per quarter in combined purchases in the category of your choice/supermarkets/wholesale stores).
Earn 1% cashback: On all other purchases.
No cashback limit: There is no limit to the amount of cashback you can earn.
Redeem your rewards: Redeem your rewards as cash in your checking account, as a credit on your card statement, or as a deposit into an eligible investment account.

Card benefits

See the benefits of this card and understand at once why people are looking for this option.

Flexibility: Choose the reward category that best fits your lifestyle each month.

High cashback potential: Earn up to 3% cashback on your eligible purchases.

No cashback limit: Earn rewards without worrying about limits.

Cash Rewards: Redeem your rewards as cash in a variety of ways.

No annual fee: Enjoy the benefits of the card without paying any annual fee.

Fraud Protection: Keep your transactions secure with fraud protection from Bank of America.

Online Accessibility: Manage your account and rewards online or through the Bank of America mobile app.

Bank of America® Personalized Cash Rewards: Who is it right for?

Bank of America® Customized Cash Rewards is a credit card made for you if you’re looking for flexibility and high cash rewards potential. If you identify with the characteristics below, this card could be the perfect choice:

Over 18 years old: It is essential to be of legal age to apply for the card.
US Citizen or Permanent Resident: The card is available to US Citizens and Permanent Residents.
Good credit history: A good credit history demonstrates financial responsibility and increases your chances of approval.
Bank of America Customer: Already a Bank of America customer? You have a better chance of being approved and can enjoy other benefits.
Strategic Spender: Like choosing where to maximize your rewards? With Customized Cash Rewards, you define the category that benefits you most each month.

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Gabriel da Silva 24 de May de 2024

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