How to Apply for the Choice Privileges Mastercard

Applying for the Choice Privileges Mastercard is a straightforward process designed to get you one step closer to earning rewards on every purchase.

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Below, we’ll guide you through the application steps, eligibility requirements, and a closer look at the benefits that make this card a great choice.


Eligibility Requirements

Before applying, it’s essential to ensure you meet the basic requirements for the Choice Privileges Mastercard. These include:

  • Credit Score: Applicants typically need a good to excellent credit score (670 or higher) to qualify.
  • Age: You must be at least 18 years old (19 in some states).
  • Residency: A valid U.S. address is required.
  • Income Verification: You’ll need to provide information about your annual income to demonstrate your ability to manage credit.

Application Process

  1. Visit the Wells Fargo Website
    Go to the official Wells Fargo website and navigate to the Choice Privileges Mastercard page.
  2. Fill Out the Application
    Provide your personal information, including name, address, Social Security number, and income details. Ensure the information matches your credit report to avoid delays.
  3. Submit the Application
    Once you’ve reviewed your details, submit the application online. Most applicants receive a decision within minutes.
  4. Card Delivery
    If approved, your card will be mailed to your address within 7-10 business days. You can start earning rewards immediately upon activation.

Benefits of the Choice Privileges Mastercard

The Choice Privileges Mastercard offers a wide range of benefits, making it ideal for frequent travelers and everyday spenders alike.

Generous Rewards Program

  • Earn 5 points per dollar spent at Choice Hotels, making it easy to rack up points for free stays and upgrades.
  • Get 2 points per dollar on everyday purchases like groceries, dining, and transportation.
  • Collect 1 point per dollar on all other purchases.

Welcome Bonus

Receive a 40,000-point bonus after meeting the minimum spending requirement in the first three months. That’s enough for several free nights at Choice Hotels.

No Annual Fee

Enjoy all the card’s perks without the burden of an annual fee, maximizing your savings.

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No Foreign Transaction Fees

Travel abroad without worrying about extra charges on your purchases.

Travel Protections

The card comes with valuable travel benefits, such as:

  • Auto rental collision damage waiver for peace of mind during car rentals.
  • Fraud protection to ensure your purchases are secure.
  • Extended warranties on eligible purchases.

Redeeming Points

Points earned with the Choice Privileges Mastercard are flexible and easy to use. You can redeem them for:

  • Free hotel stays at over 7,000 Choice Hotels worldwide.
  • Room upgrades to enhance your travel experience.
  • Gift cards and travel discounts for additional savings.

Additionally, points never expire as long as your account remains active, giving you ample time to plan your dream getaway.


Additional Details About the Card

  • Interest Rates: The card offers competitive APR rates, but paying your balance in full each month is the best way to avoid interest charges and maximize your rewards.
  • Online Account Management: Track your spending, rewards, and payments conveniently through the Wells Fargo mobile app or website.

Why Apply for the Choice Privileges Mastercard?

The Choice Privileges Mastercard is perfect for anyone who values flexibility, convenience, and substantial travel rewards.

Whether you’re booking a weekend getaway or planning an international vacation, this card helps you save while enhancing your experiences.


Ready to get started? Begin your application today and unlock the travel rewards and benefits you deserve!

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