How to Apply for the Wells Fargo Active Cash® Credit Card

Applying for the Wells Fargo Active Cash® Credit Card is a straightforward process. Follow these steps to take advantage of the card’s benefits and rewards:

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Benefits of the Wells Fargo Active Cash® Credit Card

Welcome Offers and Rewards

  • $200 Cash Rewards Bonus when you spend $500 in purchases within the first 3 months.
  • Unlimited 2% Cash Rewards on all purchases, with no categories or limits.

Annual Fee

  • $0 Annual Fee.

APR

  • 0% Intro APR for 15 Months on purchases and qualifying balance transfers.
  • After the introductory period, a variable APR of 20.24%, 25.24%, or 29.99% applies.

1. Visit the Official Website

Go to the official Wells Fargo website and navigate to the credit card section. Here you will find detailed information about the Wells Fargo Active Cash® Credit Card, including its benefits and terms.

2. Check the Requirements

Before starting your application, ensure you meet the basic requirements, such as age and credit history. Be prepared with necessary information like your Social Security number and income details. Generally, you need a FICO® score of at least 670 to qualify for the Wells Fargo Active Cash® Card.

3. Fill Out the Application Form

Click on “Apply Now” to begin. Complete the application form with your personal, financial, and contact information. Double-check all details before submitting.

4. Agree to Terms and Conditions

Carefully read the terms and conditions of the card. It’s important to understand the fees, APR, and benefits associated with the Wells Fargo Active Cash® Credit Card. After reading, check the box to indicate your agreement with the terms.

5. Submit Your Application

Once all information is filled out and terms are reviewed, submit your application. Wells Fargo will review your request, and you will typically receive a response within a few minutes.

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6. Receive Your Card

If approved, you will receive your Wells Fargo Active Cash® Credit Card in the mail within a few days. Follow the instructions to activate your card and start using it immediately.

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