Unlock the Full Potential of Cash Rewards with the Citi Double Cash® Card

What if you could earn cash back twice on everything you buy — once when you make a purchase and again when you pay it off?

It sounds like a dream, but it’s the reality with the Citi Double Cash® Card.

Whether you’re shopping online, dining out, or covering essential bills, this card offers a straightforward and powerful way to earn more from every dollar you spend.

In a complex world of rotating categories and capped bonuses, Double Cash® stands out by offering a clear and consistent rewards program.

No hoops to jump through. No gimmicks. Just pure cash back power that works for everyone, every day.

“The Citi Double Cash® Card is the most transparent, rewarding card I’ve ever used. I get rewarded twice for doing what I was already doing — spending responsibly.”
— Carla M., Florida

Why Citi Double Cash® is the Smart Choice for Everyday Spending

There’s a reason the Citi Double Cash® Card continues to be one of the top choices for savvy consumers. It’s not about flash or complexity — it’s about earning rewards efficiently, consistently, and without effort.

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Earn 2% Cash Back on Every Purchase

The core value proposition is beautifully simple:

• 1% cash back when you buy
• 1% cash back when you pay

This means you’re rewarded for being financially responsible. Instead of tracking specific spending categories or waiting for rotating bonuses, you earn a steady 2% on everything — every day, everywhere, without restrictions.

Whether you’re buying groceries, paying for streaming services, or booking a vacation, every purchase becomes an opportunity to earn more.

“With my Citi Double Cash® Card, I’ve earned hundreds in cash back just by paying off my balance each month. It’s effortless savings.”
— Brian C., Illinois

No Annual Fee

Many cash back cards lure you in with big numbers and then hit you with a yearly charge. Not the Citi Double Cash®.

You get access to its benefits with $0 annual fee, making it perfect for maximizing value without penalizing loyalty.

It’s also a great long-term card to keep open, which can positively impact your credit score by improving the average age of your accounts.

Easy, Flexible Redemption Options

Flexibility is key. With Double Cash®, you can redeem your rewards as:

• Statement credit
• Direct deposit to a linked bank account
• Check by mail
• Conversion to Citi ThankYou® Points (with an eligible ThankYou® account)

You choose how you want your rewards, with no complicated restrictions or hidden rules. Tailor redemptions to your goals — cash flow, savings, or travel.

“Sometimes I use it to reduce my balance; other times I convert to points for travel. It’s like getting a raise on my budget.”
— Sandra T., Oregon

Intro 0% APR on Balance Transfers

If you’re carrying a balance on another card with a higher interest rate, Double Cash® can help you save.

Enjoy an introductory 0% APR on balance transfers for a promotional period (then a variable APR applies; see issuer for current terms).

This lets you pay down existing debt faster while keeping everyday rewards on new purchases.

Maximize Your Spending Potential with No Limits

The Citi Double Cash® Card is more than a cash back tool — it’s a way to align your spending with your financial future.

Here’s how it helps you get ahead:

Make Everyday Spending Work for You

Think about your monthly budget. Most households spend thousands every year on recurring expenses. Now imagine earning 2% back on all of it. Over time, those rewards add up to serious savings.

That’s nearly $500+ in cashback annually — just for using one card as your go-to payment method.

Built-In Financial Discipline

The structure of Double Cash® naturally encourages good habits.

Because you only earn the second 1% when you pay your balance, you’re nudged to pay on time and avoid carrying debt.

Over time, that discipline supports a healthier credit profile.

“This card not only gives me cash back but motivates me to stay on top of my payments. It’s a financial accountability partner in my wallet.”
— Monica L., Arizona

Combine with ThankYou® Rewards for Extra Value

If you’re already using a Citi card that earns ThankYou® Points (like a ThankYou®-earning travel card), Double Cash® becomes even more powerful.

Converting cash rewards to points can unlock:

• Point transfers to select airline and hotel partners
• Travel bookings via the Citi ThankYou® portal
• Gift cards or statement credits
• Pooling with points from other eligible Citi cards

For frequent travelers or Citi loyalists, this flexibility can increase overall value.

How to Get Started

1. Apply online through Citi’s secure website.
2. Start earning 1% when you make purchases.
3. Earn another 1% when you pay your balance.
4. Redeem as cash, statement credit, or convert to ThankYou® Points.

Why Wait? Your Everyday Expenses Deserve to Reward You

With the Citi Double Cash® Card, there are no games — just straightforward rewards that grow as you do.

If you’re tired of complicated categories and cards that underdeliver, this is a simple, effective path to earning more every day.

See card details on Citi

Final thought: It’s not just about spending — it’s about earning more, saving more, and living smarter.

Disclaimers: Offers, APRs, and terms are set by the issuer and may change.

Intro APR periods and bonus offers vary; always review the latest details on Citi’s official page before applying.

Eligibility and approval depend on creditworthiness and other factors.

Andre 20 de August de 2025