Chase Freedom Unlimited – Benefits for you

Benefits

Still on the subject of cashback, choose to receive a credit statement or direct deposit into your US checking or savings account.

So get 3% cashback on restaurant meals, including qualified delivery and takeaway services.

You also get 3% on purchases at drugstores and 5% on airline tickets bought with Chase Freedom Unlimited.

Finally, all other purchases generate 1.5% cashback.

In addition, you can link your card to your Amazon account to instantly redeem your cashback.

So, when you buy a product, pay for it with cashback, either 100% or part of it.

But be aware that in order to receive this benefit, your order must be eligible.

On the other hand, it’s worth mentioning the Credit Journey benefit, which offers personalized insights to help you build, monitor, and protect your credit. 

Because of that, you can access your score for free at any time you prefer, as well as take advantage of the score simulator.

In addition, there is a breakdown of score factors that help you understand your position.

In other words, receive alerts about any new activity on your credit report, so that you can detect any possible fraud.

This service is offered 24 hours a day, 7 days a week.

Other benefits

And with My Chase plan of Chase Freedom Unlimited, split qualifying purchases of $100 or more.

Consequently, you have a longer time to pay, and you don’t pay interest, just a fixed monthly fee.

The term is from 3 to 24 months, depending on the amount of the purchase, your purchase history, and credit capacity.

Find out more about the plan here.

Plus, by referring to friends, you can earn up to $500 cashback per year.

For every person you refer who applies for and receives a Chase Freedom credit card, earn $50 cashback.

To start by referring, click here.

Protection services of Chase Freedom Unlimited

First, it’s worth talking about zero liability protection.

As a result, you are not liable for unauthorized charges made with your card or account information.

In other words, if someone steals your credit card and makes a purchase, you don’t have to pay for it.

It’s also worth talking about purchase protection, which covers your new purchases for up to 120 days.

The cover is valid for theft or damage of up to US$ 500 and US$ 50,000 per account.

This means that if you buy a product, and it breaks within 120 days, all you have to do is activate the protection to receive the corresponding amount for the product or the repair for free.

With extended warranty protection of Chase Freedom Unlimited, the US manufacturer’s warranty period is extended.

The period varies depending on the product, but can be anything from a few months to 3 years.

Trip cancelation/interruption insurance guarantees reimbursement of up to $1,500 per person and $6,000 per trip for pre-paid, non-refundable passenger fares if your trip is interrupted by illness, bad weather or other covered situations.

Protection also applies if your trip is canceled.

Although we’ve already mentioned 24-hour fraud monitoring, it’s worth mentioning that you receive text messages, emails or calls if there are unusual purchases with your card.

In other words, this is a bank that cares about your safety!

Other protections of Chase Freedom Unlimited

Regarding the collision damage waiver for car rentals, all you have to do to access it is refuse the rental company’s collision insurance and pay the full rental price with your card.

As a result, the car is protected against collision damage or theft in the USA and abroad.

In the USA, the cover is secondary to your personal insurance. 

Finally, there is the travel and emergency assistance service.

So if you have any problems away from home, just call the Benefit Administrator.

In doing so, you will receive legal and medical advice or other emergency and travel assistance.

But when you choose to buy a good or service, you are responsible for bearing the cost.

In addition, most of the benefits of the credit card Chase Freedom Unlimited, are offered by insurance companies.

In other words, the protection services are the responsibility of the insurers, not the bank.

These include protection administration and claims.

There are specific time limits and documentation requirements. 

In view of this, when your account is opened, you will receive a Benefits Guide, which includes a full explanation of the coverage.

Partner benefits and limited-time offers

The bank has a partnership with DoorDash, so you’ll get 3 free months of DashPass.

In other words, get unlimited deliveries with a $0 delivery fee and reduced service charges on qualifying orders at DoorDash and Caviar.

And for the next 9 months, count on 50% off.

However, remember that you must activate by December 31, 2024.

Secondly, there’s the partnership with Lyft, where you get 5% back on rides paid with Chase Freedom Unlimited, until March 31, 2025.

That’s 3.5% cashback on top of the 1.5% cashback you’ve already earned.

And with Instacart+, you get a 3-month free subscription.

As a result, deliveries are free and service fees are reduced on qualifying orders.

You are then automatically subscribed to an annual subscription, unless you cancel.

The benefit is available until July 31, 2024, and after signing up, you can also earn up to $10 in statement credits every quarter until July 31, 2024.

All you have to do is make eligible purchases with the card.

It’s also worth mentioning that you get a $200 bonus for the first 3 months after opening your account.

Also, 5% cash back on combined purchases at supermarkets and gas stations (except Target and Walmart), on up to $12,000 spent in the first year.  

However, only those who are new customers of the bank and have not received a new member bonus for the card in the last 24 months have access to the benefit.

How to apply for the Chase Freedom Unlimited credit card

Click on the button above and enter your personal details such as first name, middle name and surname.

In addition, it is important to enter the suffix, date of birth, mother’s name when single, type of tax identification and social security number.

The bank also needs address information such as street name, zip code, city and state.

Finally, enter your e-mail address and telephone number, read the terms and allow the bank to process your data.

Type of residence, employment status and gross annual income must also be entered.

As a result, you can see the conditions of Chase Freedom Unlimited, including fees and other information. After confirming that you have read them, proceed.

The website doesn’t say how soon your card will be delivered, but you don’t have to wait for it to arrive at your home.

All you have to do is sign up for a digital wallet and start enjoying the benefits.

In this case, to add the card to the digital wallet, access the Chase Mobile app and choose Chase Freedom Unlimited.

Scroll down until you find the “Account Services” option and then choose “Digital Wallets”.

Find out more about the digital wallet here.

Daniel 18 de March de 2025