Chase Sapphire Preferred: Your Ultimate Travel Rewards Card

If you’re someone who loves to travel or dreams of exploring new places, the Chase Sapphire Preferred card might be your best companion.

It’s designed to turn your everyday spending into valuable travel rewards, helping you unlock flights, hotels, and experiences with ease. Whether you’re grabbing a coffee, booking a ride, or planning a vacation, this card rewards you generously — and that’s why it’s so popular among travelers.

Why Choose Chase Sapphire Preferred?

Many credit cards offer points or cashback, but the Chase Sapphire Preferred stands out because of its generous rewards structure and travel-focused perks. Instead of earning low-value points or confusing reward programs, this card gives you real value that can be used directly for travel bookings or transferred to popular airline and hotel partners.

Earn Big Points on What Matters Most

Here’s how you earn points:

• 3X points on dining: Every meal out or food delivery adds up quickly. From fine dining to takeout, this card rewards your food spending.
• 2X points on travel: Flights, car rentals, taxis, tolls, and hotels — all count towards your points.
• 1X point on all other purchases: Your everyday expenses like groceries, gas, and shopping still earn points, so nothing goes to waste.

This reward structure encourages you to use the card where it counts most for travelers — dining and travel — while still rewarding your daily purchases.

Boost Your Rewards with Chase Ultimate Rewards®

One of the best features is how you redeem points. When you redeem through Chase Ultimate Rewards®, your points are worth 25% more. For example, 60,000 points equals $750 in travel credit. This boost means your points go further than with many other cards.

Plus, you can transfer points to airline and hotel partners such as United, Southwest, Hyatt, and Marriott. This gives you flexibility to book flights or stays that fit your travel plans perfectly.

Welcome Bonus: Jumpstart Your Rewards

If you’re new to the Chase Sapphire Preferred, there’s an exciting welcome bonus waiting for you. Spend $4,000 within the first 3 months and receive 60,000 bonus points. That’s enough to cover a significant part of your next trip!

How Points Add Up in Real Life

Imagine you spend an average amount monthly like this:

• Dining: $400
• Travel: $250
• Other purchases: $300

Here’s how points would accumulate:

• Dining: 400 x 3 = 1,200 points
• Travel: 250 x 2 = 500 points
• Other: 300 x 1 = 300 points

Total monthly points: 2,000 points
In a year, that’s 24,000 points — worth $300 in travel credit — not counting the welcome bonus!

Travel Benefits That Make a Difference

The Chase Sapphire Preferred doesn’t just reward you; it protects you. Here’s what you get:

• No foreign transaction fees: Use your card abroad without extra charges.
• Travel insurance: Trip cancellation/interruption insurance, lost luggage reimbursement, and emergency evacuation coverage.
• Purchase protection: Covers new purchases against damage or theft for up to 120 days.
• Extended warranty: Extends manufacturer warranties by an extra year.
• 24/7 customer support: Access travel and emergency assistance any time.

DashPass Included

For food delivery fans, the card includes a complimentary one-year DashPass membership, which gives you $0 delivery fees and reduced service fees on DoorDash orders. That’s a great bonus that saves you money on meals, especially if you order often.

How to Maximize Your Chase Sapphire Preferred Rewards

Here are some strategies to get the most out of your card:

• Focus on dining and travel expenses: These categories earn the highest points.
• Redeem through Chase Ultimate Rewards®: Always redeem points here to get 25% more value.
• Combine with other Chase cards: Pair it with Chase Freedom Unlimited® or Chase Freedom Flex® to maximize your points and cashback.
• Time your big purchases: Make sure to hit the $4,000 spending within the first 3 months to earn the welcome bonus.
• Use travel partners: Transfer points to airline or hotel partners for greater flexibility and value.

Is the $95 Annual Fee Worth It?

At first, a $95 fee might seem like a downside, but the rewards and perks quickly offset this cost. Consider:

• Welcome bonus points worth $750 in travel
• Earning points on dining and travel throughout the year
• Savings from no foreign transaction fees and travel protections
• Complimentary DashPass membership saving on delivery fees

All combined, the value you get from this card is well above the fee.

Potential Drawbacks to Keep in Mind

Every card has pros and cons, so it’s important to know:

• The card requires a good to excellent credit score (usually 700+).
• Points expire if your account closes, so keep the card active.
• There is no introductory 0% APR, so it’s not ideal if you carry a balance.
• The $95 annual fee might not make sense if you don’t use the travel rewards.

Frequently Asked Questions (FAQ)

How do I redeem Chase Sapphire Preferred points?
You redeem points through the Chase Ultimate Rewards® portal for flights, hotels, gift cards, or cashback. Redeeming for travel gives you a 25% boost in value.

Can I use the card internationally?
Yes! No foreign transaction fees means you can use it worldwide without extra charges.

What credit score is needed?
Typically, a score of 700 or higher is recommended for approval.

When is the annual fee charged?
The $95 fee is billed on your card anniversary, not upfront.

Can points be combined with other Chase cards?
Yes, you can combine points with other Chase cards like Freedom Unlimited® or Freedom Flex®.

Real Customer Experiences

“The Chase Sapphire Preferred has been a game-changer for my travels. The points add up quickly, and I’ve saved hundreds on flights.” — Sarah L.

“No foreign transaction fees saved me a ton on my last Europe trip. Plus, the travel protection gave me peace of mind.” — James P.

“I love the flexibility to transfer points to hotel and airline partners. It helped me book an amazing vacation with points I earned from everyday spending.” — Emily R.

How to Apply for Chase Sapphire Preferred

Applying is simple:

1. Visit the official Chase Sapphire Preferred website.
2. Make sure your credit score meets the typical requirements.
3. Click “Apply Now” and complete the online form.
4. Submit and wait for your approval — many get instant decisions.
5. Once approved, start using your card to earn points right away.

Final Thoughts: Turn Your Spending Into Travel Adventures

The Chase Sapphire Preferred card offers a powerful way to earn travel rewards on your daily spending. It’s perfect for those who want to maximize their points on dining and travel, enjoy valuable protections, and benefit from flexible redemption options.

If you spend money anyway, why not get rewarded with unforgettable travel experiences? Apply for the Chase Sapphire Preferred today and start earning points toward your next trip! ✈️🌍

Get Your 💳 👉🏼👉🏼👉🏼 Chase Ultimate Rewards® 

Andre 18 de August de 2025