Credit card with 0% APR to be approved today

Discover now the perfect credit card for you if you have been looking for a card that offers an annual percentage rate (APR) of 0%

What are you looking for now?

Credit card with rewards

Credit card with cashback

Chase Sapphire Preferred®

This card offers 0% APR for 15 months on purchases and balance transfers from your account opening date, so it’s a great option if you’re looking to finance a large purchase or consolidate high-interest debt. It also earns Chase Ultimate Rewards points that can be redeemed for travel, transfers to travel partners, and more..

See now the advantages of having a card with a 0% annual fee

Finance large purchases interest-free: Ideal for those who need to pay in installments for a large purchase without worrying about high interest rates.

Avoid high interest rates: If you always pay your balance in full each month, you can avoid paying interest altogether.

Payment flexibility: You have the flexibility to choose how to pay your balance during the promotional period, whether the full amount or the monthly minimum.

Frequently Asked Questions

What is the 0% APR introductory period?

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The longer the introductory period lasts, the more time you have to pay off your balance in full interest-free.

APR Rate After Introductory Period

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Make sure you know what your APR rate will be after the introductory period ends. This can be high, so you should plan to pay the balance in full each month to avoid interest.

Additional fees and charges

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Be aware of other fees and charges associated with the card, such as the annual fee, foreign transaction fee, and late payment fee.

Credit Requirements

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0% APR cards generally require a good credit history and a high credit score to be approved.

Rewards

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Some 0% APR cards offer rewards, like cashback or travel points. If you’re interested in earning rewards, be sure to choose a card that offers the rewards you want.

Gabriel da Silva 17 de June de 2024

Finance