Wise: The Global Account That Simplifies International Money Transfers

Sending money abroad is now easier and more affordable with Wise. Save on low fees and manage multiple currencies, including USD, EUR, and GBP, all in one global account.

Imagine having a European IBAN, a US bank account, and the ability to pay like a local in over 50 countries—all in one place.

Discover how Wise is transforming international finances, whether for travel, business, or global savings.

In fact, Wise doesn’t offer a credit card, just an international debit card.

What Is a Global Account and Why You Need One

A global account is a versatile financial tool that lets you manage money in multiple currencies from one place.

Unlike traditional bank accounts, it provides local account details, such as a US routing number or a European IBAN, enabling you to send, receive, and hold money in different currencies seamlessly.

This is especially useful for freelancers, travelers, and businesses operating internationally, as it eliminates high conversion fees and streamlines cross-border transactions.

It’s the ultimate solution for anyone needing financial flexibility on a global scale.

Difference between debit and credit card

Debt

The amount spent is debited directly from your Wise account balance, without the possibility of paying in installments or accumulating debts.

You must have enough balance to cover the transaction.

Credit

You receive a pre-approved credit limit to spend and pay the amount later, with interest, if it is not paid in full on the invoice.

Wise card benefits:

• No monthly fees, annual fees or delivery fees: You only pay for the transactions you make.
• Transparent and competitive exchange rates: Convert your balance to different currencies with fair rates and no surprises.
• Two free withdrawals per month from ATMs abroad: Withdraw money in more than 200 countries easily and economically.
• Secure and fast international payments: Send and receive money abroad with the security and reliability of Wise.
• Intuitive application to manage your card: Control your expenses, view your balance, block your card and much more.

The Wise card offers several advantages that make it a great option for those looking to save on international transactions, manage their finances with convenience and security, and have access to a reliable and versatile product.

If you fit into any of the profiles mentioned above, Wise can certainly be an excellent choice for you.

Gabriel da Silva 8 de January de 2025